Smishing Fraud Texting Mobiles For Bank Details

By | July 15, 2017

Scam Witness Investigates Online Scams



Twelve Years of Smishing Fraud Finally Coming To Light.

If you never have heard of Smishing Fraud then take heart as I only just heard of it myself. It is derived from ‘phishing’ and ‘SMS’ to create this notorious and really dangerous mobile device texts attack. Let me give you a few stats about mobile user’s average behavior.

  • Mobile use’s usually take about 15 minutes to read a text notification. 90% user’s take this amount of time.
  • Smishing Scammers have over 6,000,000,000 mobile user’s to target. If only a handful respond, a scammer could potentially get quite wealthy from bombarding millions of phones in the one splash attack.
  • One half of grown-ups par-take in text messaging.

If you were an online crook wouldn’t six billion potential bank accounts to target get you out of early every day?

How to detect a Smishing Fraud Attack on your Mobile Device.

You just got a text message from a local store you possibly frequent briefly letting you know of a discount promotion. Perhaps it is from your bank account asking you to login into your account for something important that needs addressing. The discount text tells you to click the link, like the bank, to ACT NOW! Unfortunately, on mobile devices, there is no way to move ‘cursor’ over links to see if the address is a ‘sensible’ one or a suspicious looking.

Once you open that link, and here the point of the attack leading to its end goal, MALWARE is being installed on your device as you ‘click’ that ‘link’. This malware can record keystrokes, so when you login into all your online services the scammer has that information. Fill out a form with your address, date of birth and all other details, these scammers have all that data to open up a bank account online and rinse your credit!

The Key Red Flags for Smishing Attacks on your mobile device.

  • Validate the origin of the text sender. If there is a problem with your banking services then ring them to verify that they did send that message.
  • If you get a text, just as a general rule of thumb, don’t click the link as scammers can pretend to be one of your friends on your contacts list.
  • This next one sounds quite obvious, but, never call a number within an unknown text message.
  • Be careful when text messages come with an unusual number like ‘900’. The reason for this is many scammers use services (email to text facilities) to hide their true identity.
  • Text messages requesting personal data and financial sensitive data, don’t do it. Seems obvious right? People are still falling for this.

The reason why so many people fall for this is if we are threatened with the loss of something we own, and if we don’t act no, then the worst just might happen. The click through sites look remarkably like the site it says it is from.

In this world of fast paced instant data consumption, slow the hell down, and think before you click!!!

Smishing is so rampant it even made the news.

Do not click links in texts that you do not know, as, they ‘shortened’ to look respectable.

This is how online scammers choose to debase themselves in order to earn a ‘buck’.  If you are looking for a real opportunity to earn money online then consider reading my article on Is Wealthy Affiliate Legit – Detailed Review.


I hope I have shown you the dangers of Smishing through text messages and how you could have your money messed with online.  If you have any questions about this scam, or, you have been a victim of this scam then please leave your story in the comments to warn others.

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